Does Auto Insurance Help If I Damage My Car in DUI?

Answer – Yes.  The DUI is separate from your contract for auto insurance coverage.  Now, you may be dropped from coverage because of the DUI, and you can expect a hike in your insurance premium; however, you are still entitled to coverage for premiums you have already paid.  Many car accidents are caused by drivers who were operating their car under the influence of drugs or alcohol.  The insurance companies still provide coverage for such losses.  In fact, crazy as it sounds, the fact that a driver was driving while intoxicated is often excluded from evidence in a civil trial for damages caused from a car accident.