I was injured in a car accident, but the other driver was driving someone else’s car?

Often times accidents occur where one of the drivers is driving a car owned by another person. This can be confusing.  Assuming the car was not stolen, the general rule regarding car insurance claims is that the liability insurance follows the vehicle.  In other words, your attorney will make your initial injury claim with the insurance carrier who is providing coverage for the car that was being driven in the accident, not the insurance carrier for the person driving the car. The person driving the car is still the negligent party.  If your injury lawyer files a lawsuit on your behalf it will be against the person who was negligent (i.e. the person driving the car).  Also, depending on your injuries and depending on the amount of insurance coverage available from the policy on the car involved in the accident, your lawyer may file additional insurance claims with the negligent person’s own liability insurance carrier(s).  When you have been injured in a car or truck accident, one of the first things your attorney will do is gather any and all information regarding insurance coverage that may have been in place at the time of the accident.