Criminal defense cases cover both criminal suits — charges brought by the government to punish an individual for an act classified as a crime — and civil suits — claims brought by individuals or organizations as a dispute over rights and duties.
While the exact insurance coverages and policy limits you should have are highly dependent on your own specific situation, Men’s Health published a good article this past summer with a general overview of the different types of insurance that most people should consider (auto insurance, homeowner’s, life, etc.), as well as what coverages are typically most important. On this site, we are often discussing car insurance coverage in detail as it applies when someone has been injured in an accident, however, the Men’s Health article, “Which Insurance You Should Buy, Consider or Skip, According to an Insurance Salesman”, was authored by an anonymous ex-insurance salesman and does a good job of providing an overview in a very concise way of all the coverages you should be considering, or not considering. I have attached a link below to the article itself which was published in Men’s Health on June 11, 2016: